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Fast, Low-Cost Access to Finance

Access the money you need faster and at lower cost through community-powered savings pools and transparent on-chain draws without banks, heavy interest or complex credit scores.

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About Nexspecto

Nexspecto unites communities with DeFi's innovative tools, accelerating financial access. By transforming the spirit of ROSCA into Web3, it draws on a legacy spanning from Germany's Bauspar to India's Chit Funds; merging contributions, shattering boundaries, and empowering collective wealth-building.

BLOCKCHAIN

Immutable Record

Transparency

Decentralization

ROSCA

Sustainable Access to Financing

Crowdfunding

Fairness

ContriFi
Contribution
Finance
NEXSPECTO

Saving on Chain

Built for Collective Growth

Access to Decentralized Finance

Nexspecto is the ContriFi community finance protocol that turns your regular savings contributions into faster, fairer access to financing.

Why Choose Nexspecto

Experience the future of Contribution Finance

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Low-Fee & Fast

Much lower fees than conventional finance, while your transactions happen instantly, 24/7, anywhere without borders.

Social Finance & Collective Power

Our platform merges global mutual aid with blockchain transparency, securing trust through community-driven rules and smart contracts.

Marketable Rights via NFT

Contribution is a tradable asset. Instantly liquidate your rights on our NFT Marketplace if you face payment difficulties, or sell your funding turn for a profit.

Ethical & Fair Financing

Join a fair, interest-free ecosystem built on collective contribution and equal opportunities for every participant.

How ContriFi Works?

Start contributing for your financial goal

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Join the Pool

Choose the boosting pool that perfectly matches your financial goal.

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Make Regular Contribution

To keep the pool active, make regular contributions in USDT or USDC

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On-chain Pool Draws

Keep updated on the pool's on-chain draws occurring each cycle.

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Collateral and Claim

Deposit the required collateral to claim your funding.

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Sample Scenario

Martha's Financial Journey

Martha wants to replace her car this year. She needs $5,000 for this. By saving $500 each month, she will be able to replace her car at the end of 10 months. However, she also wants to access this money before the 10 months are up. She doesn't want to go to banks because interest rates are too high and she doesn't find the way of banks operate suitable. In the end, she chooses the program that best suits herself on Nexspecto.

Let's Journey